Deals

Deals are a great way to save money. If a product that you want is on sale, then buy it, and you just saved money. Unfortunately, stuff that you want is not always on sale, thus, you will most likely have to wait until it is on sale. Also, unfortunately, if you wait until it is on sale, the item that you want may be gone (if it is a popular item), or it might be very picked out (mostly thinking of clothing when they most likely won't have your size if you wait). A great time to get to sales is an after-season sale. After summer, all the swim suites are incredibly cheap. Off course, the trade off is that you will have to wait until next year to use it, and next year, it might not fit you. So, it's a trade waiting for deals, as opposed to paying more and using it right now. Overall though, deals are a great way to save money.

A few websites to get coupons on....

Here are a few websites that you can get coupons. Please check out our advertisements, I think that they have links for coupons too.
http://www.couponmom.com/
http://www2.kelloggs.com/Coupon.aspx
http://www.softcoin.com/Sites/Kroger_ECoupons/Page/HomePage/Retailer/Kroger
http://www.freecoupons.com/
http://couponkim.com/
If you want more links, just post a comment. I would really like it if you guys commented on my posts more too.

Make a shopping list

Clearly, the main idea of the last two posts is that you need to make a shopping list. Making a shopping list (as long as you stick to it) allows you to buy only the things that you need, and makes sure that you don't impulse buy and buy things because of the deal that you are getting. It also saves you a lot of time. If I know exactly what I am getting, then I do not have to stop and think: hmmmm..... What do I need? Making a shopping list also ensures that you do not forget something that you need (ex: going to the store for something, getting a bunch of other stuff and then not getting the thing that you originally went for). So, a shopping list helps you economically, and saves you time. Please check out some of our advertisements, they can be very helpful with coupons, and ways to stop buying on impulse.

Impulse buying

Impulse buying is when you make a spur of the moment decision to buy something that you hadn't planned on buying before. Usually, you wind up not using the item, and essentially just wasted your money on something that looked great then, but not now. Clearly, we want to prevent impulse buys so you can keep more of your money in your own pocket. Here are a few ways to keep from impulse buys.
1. Make a shopping list of things that you are going to buy- Stick to it
2. Ask yourself, do I really need or want this, if not, put it back. (This is if you don't stick to your list)
3. If you feel that you want or need the item still after thinking about it, wait a day and see if you still want it (this is mostly for large purchases, but I still use it for items above $20.) You probably don't want to use step three if the item you want to buy is cheap (I think I already covered that, sorry).
To sum it up, impulse buys make money for stores and lighten your pockets, so don't do it. Also, sorry or not posting yesterday, and have a Happy Halloween!

A way to save money

While it is not a way to make money, it can save you a lot of money. Coupons, of course can save you a lot of money. You can get coupons by looking in your your newspaper or by printing them off online. You can even mail into companies and ask them for coupons. (to get them to send them coupons, you should do two things 1. Tell them that you use and love there product. 2. Ask for them, asking for them is the critical part of this). Note: Not all of them might send them back to you, but you will still save a lot of money, also most stores will double manufacturers coupons. That means double savings for you.

A list of things to remember about coupons:
1. Coupons are used to draw you into the store (the more time you spend in the store, the more money you will spend), keep your money in your pocket and make a shopping list (aka only buy the items that you need to buy).
2. Don't buy anything because of the coupon or the deal that you are getting on it. Ask yourself first if you need it, if the answer is no, then don't buy it.
I will cover impulse buys tomorrow.

Hey everyone...

I'm just starting my blog. I will be blogging about money (of course) and how to achieve financial freedom. I will begin actually posting soon.